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“Simply put, Miguel is one of the most ambitious and determined professionals I know. I have known Miguel for a decade, and he continues to impress with his business acumen and his drive to run an efficient and compliant operation. I look forward to the milestones on the horizon for Miguel and his team at Gold Quest Group.”

Mark L. Madrid Senior Director of Business Development, Houston Hispanic Chamber of Commerce

“Miguel is a first class professional to work with. He is a highly effective and result driven real estate professional who focusses in the big picture while looking at the details of each deal. Miguel is a great person to do business with.”

J Vicente Davila, CSNA Senior Vice President, Oasis Bank

“Miguel's energy he brings to Gold Quest is very well accepted in the financial industry. I would continue to do business with him as he will always give the best product to suite the needs of his clients.” Top qualities: Personable, Expert, Creative"

Patrick Brown hired Miguel as a Financial Advisor in 2005, and hired Miguel more than once

“Ivan is a person with many strong skills like organization, responsibility, independent, he always do the things quick and with the quality to make people confident and happy with his services and assistance.”

Camilo Cabrera Civil & Project Engineer Developer, MEP Service

“Boris has great management skills and was very dilligent to ensure his department met and exceeded goals. I would enjoy working with him again in the future.”

Randall Preston Associate, Greenberg, Grant & Richards

“Miguel is extremely knowledgeable and experienced in the brokerage business.He creates a complete file and does a great job of providing all the necessary information needed for the lender. I highly recommend Miguel and enjoy working with him."

Adrian Lufschanowski director of investor relations, First Capital Funding

We just wanted to convey our sincere appreciation for your help in securing us a loan. Although, it is all part of business, it will not hurt to be thankful when some one helps your business grow. Thanks again

Kevin Kiran

If you are looking for a loan officer you can trust and be an asset to you, not a liability, Mr. Ivan A. Sanchez is the person you need to get in contact with. Give him a call.

Keisha, I want to write this letter to acknowledge the fact that you are truly a professional and a dedicated person who believes in getting the job done. Your hard work, persistence and the responsiveness to closing my file is commendable. You stayed on top of everything along the entire process and were always available to speak to me when I needed to talk to you. Keeping in touch with me thru the process was the most important part for me. Staying in the darl is nt a good thing but you kept me motivated.

I now look back in time when I came to the office of Lorena Sanchez and given your office this file to work on after months of frustration with another broker and when Lorena put me in touch with you, I started seeing results in the process. I started this transaction last June with another broker and after several months of going back and forth and sitting idle waiting and hoping something were to happen but no results and till today I don’t know what the holdup was with the other broker. Once I gave you my file in November and after a couple of weeks I started seeing the file move forwards in the process towards closing. It was a good feeling to know that finally something is happening. If it wasn’t for the slow Holiday season in December, we could have closed at the end of December 2011.

Today on January 6, 2012 I will take prossession of my home and I owe it all to Gold Quest and Keisha. You made it happen.

Great Mortgage Company! I purchased my house and i got a 4.875% interest rate and my credit was not so great. I tried Chase and Wells Fargo and they could not get me approved. I strongly recommend this company, they got great products.

I want to let you know how much I appreciate the great service provided by one of your brokers (Processor), Ruby Cooper. Ruby worked with me for over 3 months, and the end result was a successful closing on my home. She showed great patience in answering my questions and concerns, was informative and extremely knowledable about the whole process, which she shared openly to help me understand the steps. Once again, thank you to Gold Quest and Ruby for helping me achive the goal of home ownership.


Y. Marie Barrow

Step 1: Check your credit score
Step 2: How much can you afford
Step 3: Find the best mortgage for you
Step 4: Get pre-qualified for your mortgage
Step 5: Get pre-approved for your mortgage
Step 6: Lock in your interest rate
Step 7: Close your mortgage loan
Step 8: Mortgage check up

- No upfront fees
- 15 to 30 year low fixed rate terms or ARMs available
- Dedicated team of mortgage specialist
- Minimum of 3.5% down (case by case)
- Primary residence or investment properties
- Flexible financing solutions for complex situations

A mortgage is a loan for a home. There are many types of loans which enable lenders to fit the individual needs of a purchaser based on their preferences. Generally loans are either “fixed” meaning the interest rate does not change or are “floating” meaning the interest rate can change during some portion of the duration of the loan based upon market conditions.

Mortgage Refinancing is a process in which you replace one or more existing loans or debts with a new loan, usually secured by the same assets. The most common type of refinancing is for home mortgages. “Before you decide to refinance, there are a number of factors you need to consider. Please let us guide you through these and apply online or call today.

The main purposes of refinancing are to lower your monthly payment and interest rate in order to save you money. Apply to refinance to your home mortgage to achieve these goals.

-Free application process
-No upfront fees
-15, 20, 25 and 30 year low fixed rate terms available
-Dedicated team of mortgage specialist
-Up to 124% Loan to Value! (LTV)*
-Primary residence or investment properties
-Flexible Financing solutions for complex situations

Parameters (under construction)

-560 Credit Scores or Higher
-Up to 97.75% LTV
-Loan Amounts: $50,000 - $271,050

-640 Credit Score and higher
-Up to 124% LTV of Appraised Value
-Loan Amount up to $417,00

A hard money loan is a specific type of asset based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the shorter loan durations. Most hard money loans are used for projects lasting from a few months to a few years.

- 70% LTV (Loan to Value)
- 30% down payment
- 5-6 origination points
- 20 year amortization
- 5 year balloon
- Escrow taxes and insurance
- 1-2 weeks closing

- 70% LTV (Loan to Value)
- 30% down payment
- 5-6 origination points
- 20 year amortization
- 7 year balloon
- Escrow taxes and insurance
- 1-2 weeks closing

-10%-30% down**
- 5-6 origination points
- 15-20 year amortizationa
- 6 months to 3 year balloons available**
- Interest-only loans available**
- Escrow taxes and insurance
- 1-2 weeks closing

**Depending on After Repair Value (AVR) and deal structure

Small Business Administration (“SBA”) loans are loans backed by the US Federal Government made in partnership with banks, credit unions, and other financial institutions. The SBA provides a government backed guarantee on a portion of each loan enabling these private lenders, such as Gold Quest, to deliver a loan for your small business needs at a reasonable interest rate. Gold Quest’s SBA lending division has a free application procedure and charges no upfront fees. Apply today!