Hard Money Loans Houston

The Leading Houston Home Lender Since 2001
Lending From $50,000 – $45 Million +
Closing within 1 to 2 Weeks

HARD MONEY LOANS MADE EASY

The Leading Houston Home Lender Since 2001
Lending From $50,000 – $45 Million +
Closing within 1 to 2 weeks

Hard Money purchase

Hard money refi/cashout

hard money rehab

Our Partners

What is Hard Money Loan?

A hard money loan is a specific type of asset based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the shorter loan durations. Most hard money loans are used for projects lasting from a few months to a few years.

What is Hard Money Loan?

A hard money loan is a specific type of asset based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the shorter loan durations. Most hard money loans are used for projects lasting from a few months to a few years.

Confidently And Quickly Secure Home Loans

Get the intelligent, responsible and reliable financing you need through
Gold Quest Group, LLC. Our Hard Money Loan real estate experts use a simple, common sense approach to close your deal as efficiently and effectively as possible. Let us add value to your investment decision-making process.

Confidently And Quickly Secure Home Loans

Get the intelligent, responsible and reliable financing you need through Gold Quest Group, LLC. Our Hard Money Loan real estate experts use a simple, common sense approach to close your deal as efficiently and effectively as possible. Let us add value to your investment decision-making process.

What can you expect

-10%-30% down**

– 5-6 origination points
– 15-20 year amortization
– 6 months to 3 year balloons available**
– Interest-only loans available**
– Escrow taxes and insurance
– 1-2 weeks closing
**Depending on After Repair Value (AVR) and deal structure

What can you expect

-10%-30% down**

– 5-6 origination points
– 15-20 year amortization
– 6 months to 3 year balloons available**
– Interest-only loans available**
– Escrow taxes and insurance
– 1-2 weeks closing
**Depending on After Repair Value (AVR) and deal structure

We are Gold Quest Group

“Funding America’s Tomorrow”

We are
Gold Quest Group

“Funding America’s Tomorrow”

Call Us

To start a new loan request, please call us and we will guide you through the process:
713-621-6458

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Apply Now

Choose from a large selection of residential or commercial real estate loans.

About us

Gold Quest Group has a 12 year record of funding thousands of Houston Hard Money Loans.

Required Documents

 

  1.  Tax Returns: Last 2 Years (with W-2 or 1099)
  2. Bank Statements: Last 2 Months
  3. Pay Stubs: Last 4
  4. W-2’s: Last 2 year (W-2 Employees only)
  5. Goverment ID: Copy of Drivers License
  6. Credit Report: Must be pulled by Gold Quest Group

How It Works

 

Step 1: Submit the application

 

 

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Step 2: Find the best program for you

 

 

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Step 3: Get pre-qualified for your loan

 

 

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Step 4: Lock in the interest rate

 

 

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Step 5: Close the loan

FAQs

 

What is a hard money lender?

A hard money lender is an investor who makes loans secured by real estate, typically charging higher rates than banks but also making loans that banks would not make, funding more quickly than banks and/or requiring less documentation than banks.

What differentiates hard money lenders from bank lenders?

Hard money lenders differ from bank lenders in that they often fund more quickly, with fewer requirements. Hard money lenders are sometimes called “asset-based lenders” because they focus mostly on the collateral for the loan, whereas banks require both strong collateral and usually excellent credit and cash flow from the borrower.

What kinds of property do hard money lenders lend on?

Vacation Home
Commercial Property 
Non-Owner Occupy Property 
Multi-Family Unit (1-4) 
Development of Property

When should you use a hard money lender?

A borrower might consider using a hard money / private money loan in situations where he or she is willing to pay a higher interest rate and/or higher origination fees in the interest of gaining access to capital more quickly, dealing with less bureaucracy and more transparency during the application process, and finding capital to pursue an opportunity that banks will not finance, either because they are unwilling or unable to do so. 

How It Works

 

Step 1: Submit the application

 

 

h

Step 2: Find the best program for you

 

 

}

Step 3: Get pre-qualified for your loan

 

 

}

Step 4: Lock in the interest rate

 

 

}

Step 5: Close the loan

FAQs

 

What is a hard money lender?

A hard money lender is an investor who makes loans secured by real estate, typically charging higher rates than banks but also making loans that banks would not make, funding more quickly than banks and/or requiring less documentation than banks.

What differentiates hard money lenders from bank lenders?

Hard money lenders differ from bank lenders in that they often fund more quickly, with fewer requirements. Hard money lenders are sometimes called “asset-based lenders” because they focus mostly on the collateral for the loan, whereas banks require both strong collateral and usually excellent credit and cash flow from the borrower.

What kinds of property do hard money lenders lend on?

Vacation Home
Commercial Property 
Non-Owner Occupy Property 
Multi-Family Unit (1-4) 
Development of Property

When should you use a hard money lender?

A borrower might consider using a hard money / private money loan in situations where he or she is willing to pay a higher interest rate and/or higher origination fees in the interest of gaining access to capital more quickly, dealing with less bureaucracy and more transparency during the application process, and finding capital to pursue an opportunity that banks will not finance, either because they are unwilling or unable to do so. 

What People Are Saying About Us

 

Gold Quest Group is very professional and attentive to their clients. They made sure my experience with the loan process was as smooth as can be with no surprises, and that relieved so much stress compared to my previous experience using other companies I’ve used. They are truly passionate about serving their clients and I recommend choosing them if you are in the market for a loan. They are the best!

Melissa Rascon

Happy Buyer

” Simply put, Miguel is one of the most ambitious and determined professionals I know. I have known Miguel for a decade, and he continues to impress with his business acumen and his drive to run an efficient and compliant operation. I look forward to the milestones on the horizon for Miguel and his team at Gold Quest Group.

Mark L. Madrid

Happy Buyer

Gold Quest Group is very professional and attentive to their clients. They made sure my experience with the loan process was as smooth as can be with no surprises, and that relieved so much stress compared to my previous experience using other companies I’ve used. They are truly passionate about serving their clients and I recommend choosing them if you are in the market for a loan. They are the best!

Melissa Rascon

Happy Buyer

” Simply put, Miguel is one of the most ambitious and determined professionals I know. I have known Miguel for a decade, and he continues to impress with his business acumen and his drive to run an efficient and compliant operation. I look forward to the milestones on the horizon for Miguel and his team at Gold Quest Group.

Mark L. Madrid

Happy Buyer

Contact Info

For Support: (713) 621-6466

Email: Info@GoldQuestGroup.com

Get Pre-Qualified

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