Home Loans Made easy

The Leading Houston Home Lender Since 2001
Lending From $50,000 – $15 Million +
Fast Closings

Home Loans Made easy

The Leading Houston Home Lender Since 2001
Lending From $50,000 – $15 Million +
Fast Closings

FHA/ Primary Residence

Conventional Fannie Mae & Freddie Mac

Jumbo Loans

Our Partners

What is Home Loan?

A mortgage is a loan for a home. There are many types of loans which enable lenders to fit the individual needs of a purchaser based on their preferences. Generally loans are either “fixed” meaning the interest rate does not change or are “floating” meaning the interest rate can change during some portion of the duration of the loan based upon market conditions.

What is Home Loan?

A mortgage is a loan for a home. There are many types of loans which enable lenders to fit the individual needs of a purchaser based on their preferences. Generally loans are either “fixed” meaning the interest rate does not change or are “floating” meaning the interest rate can change during some portion of the duration of the loan based upon market conditions.

Confidently And Quickly Secure Home Loans

Get the intelligent, responsible and reliable financing you need through Gold Quest Group, LLC. Our Home Loan real estate experts use a simple, common sense approach to close your deal as efficiently and effectively as possible. Let us add value to your investment decision-making process.

Confidently And Quickly Secure Home Loans

Get the intelligent, responsible and reliable financing you need through Gold Quest Group, LLC. Our Home Loan real estate experts use a simple, common sense approach to close your deal as efficiently and effectively as possible. Let us add value to your investment decision-making process.

What can you expect

– No upfront fees
– 15 to 30 year low fixed rate terms or ARMs available
– Dedicated team of mortgage specialist
– Minimum of 3.5% down (case by case)
– Primary residence or investment properties
– Flexible financing solutions for complex situations

What can you expect

– No upfront fees
– 15 to 30 year low fixed rate terms or ARMs available
– Dedicated team of mortgage specialist
– Minimum of 3.5% down (case by case)
– Primary residence or investment properties
– Flexible financing solutions for complex situations

SUCCESSFULLY COMPLETED LOANS

MILLION FUNDED IN HOUSTON

YEARS OF EXPERIENCE

We are Gold Quest Group

“Funding America’s Tomorrow”

We are
Gold Quest Group

“Funding America’s Tomorrow”

Call Us

To start a new loan request, please call us and we will guide you through the process:
713-621-6458

l

Apply Now

Choose from a large selection of residential or commercial real estate loans.

About us

Gold Quest Group has a 12 year record of funding thousands of Houston Home Mortgage Loans.

Required Documents

 

  1.  Tax Returns: Last 2 Years (with W-2 or 1099)
  2. Bank Statements: Last 2 Months
  3. Pay Stubs: Last 4
  4. W-2’s: Last 2 year (W-2 Employees only)
  5. Goverment ID: Copy of Drivers License
  6. Credit Report: Must be pulled by Gold Quest Group

How It Works

 

Step 1: Submit the application

 

 

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Step 2: Find the best program for you

 

 

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Step 3: Get pre-qualified for your loan

 

 

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Step 4: Lock in the interest rate

 

 

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Step 5: Close the loan

FAQs

 

If my credit is poor can I still qualify for a mortgage?

Yes, a mortgage can be obtained by people with all kinds of credit (Excellent, Great, Average, Below Average, and Poor Credit). Obviously, the rates will increase slightly as credit score get a little lower but a mortgage can still be obtained. Also, with a lower credit score you may be limited to a few less mortgage loan programs than you would with excellent credit. Sometimes compensating factors such as a lot of money put away in checking or savings accounts, 401k’s, investments, etc…, good job time, low LTV (loan to value), low DTI’s (debt to income ratios), and lower terms (15 year instead of a 30 year) may help to compensate somewhat for a lower credit score and qualify you for a little better rate. If not, we can try to boost you credit score. 

What is the best mortgage for me?

There are many mortgage options for a borrower today. We will assess your situation and provide the best options for you at that time. We have any program from a simple fixed rate mortgage, interest only, pay option arms, lot loans, construction, rehab, manufactured, commercial and many other options to fulfil your lending needs.

Why should I buy instead of rent?

A home is an investment. When you rent that money is gone forever and you are essentially paying your landlord’s mortgage. When you own your home, you can deduct the cost of your mortgage loan interest from your taxes. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years.

What is the minimum down payment?

Since we have various programs and products, we vary our minimum down payment. For example, for an FHA Homestead Purchase Mid 600+ credit score, the down payment would be 3.5% of the total loan value. However, for our Hard Money Asset Based (Investor) Loans, the down payment would be 30%.

-96.5% Max LTV for Refinance and/Home equity loan (FHA)
-65% Max LTV for Refinance and/or cash out for Hard Money (Private)

How It Works

 

Step 1: Submit the application

 

 

h

Step 2: Find the best program for you

 

 

}

Step 3: Get pre-qualified for your loan

 

 

}

Step 4: Lock in the interest rate

 

 

}

Step 5: Close the loan

FAQs

 

If my credit is poor can I still qualify for a mortgage?

Yes, a mortgage can be obtained by people with all kinds of credit (Excellent, Great, Average, Below Average, and Poor Credit). Obviously, the rates will increase slightly as credit score get a little lower but a mortgage can still be obtained. Also, with a lower credit score you may be limited to a few less mortgage loan programs than you would with excellent credit. Sometimes compensating factors such as a lot of money put away in checking or savings accounts, 401k’s, investments, etc…, good job time, low LTV (loan to value), low DTI’s (debt to income ratios), and lower terms (15 year instead of a 30 year) may help to compensate somewhat for a lower credit score and qualify you for a little better rate. If not, we can try to boost you credit score. 

What is the best mortgage for me?

There are many mortgage options for a borrower today. We will assess your situation and provide the best options for you at that time. We have any program from a simple fixed rate mortgage, interest only, pay option arms, lot loans, construction, rehab, manufactured, commercial and many other options to fulfil your lending needs.

Why should I buy instead of rent?

A home is an investment. When you rent that money is gone forever and you are essentially paying your landlord’s mortgage. When you own your home, you can deduct the cost of your mortgage loan interest from your taxes. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years.

What is the minimum down payment?

Since we have various programs and products, we vary our minimum down payment. For example, for an FHA Homestead Purchase Mid 600+ credit score, the down payment would be 3.5% of the total loan value. However, for our Hard Money Asset Based (Investor) Loans, the down payment would be 30%.

-96.5% Max LTV for Refinance and/Home equity loan (FHA)
-65% Max LTV for Refinance and/or cash out for Hard Money (Private)

What People Are Saying About Us

 

Gold Quest Group is very professional and attentive to their clients. They made sure my experience with the loan process was as smooth as can be with no surprises, and that relieved so much stress compared to my previous experience using other companies I’ve used. They are truly passionate about serving their clients and I recommend choosing them if you are in the market for a loan. They are the best!

Melissa Rascon

Happy Buyer

” Simply put, Miguel is one of the most ambitious and determined professionals I know. I have known Miguel for a decade, and he continues to impress with his business acumen and his drive to run an efficient and compliant operation. I look forward to the milestones on the horizon for Miguel and his team at Gold Quest Group.

Mark L. Madrid

Happy Buyer

Gold Quest Group is very professional and attentive to their clients. They made sure my experience with the loan process was as smooth as can be with no surprises, and that relieved so much stress compared to my previous experience using other companies I’ve used. They are truly passionate about serving their clients and I recommend choosing them if you are in the market for a loan. They are the best!

Melissa Rascon

Happy Buyer

” Simply put, Miguel is one of the most ambitious and determined professionals I know. I have known Miguel for a decade, and he continues to impress with his business acumen and his drive to run an efficient and compliant operation. I look forward to the milestones on the horizon for Miguel and his team at Gold Quest Group.

Mark L. Madrid

Happy Buyer

Contact Info

For Support: (713) 621-6466

Email: Info@GoldQuestGroup.com

Get Pre-Qualified