REFI/CASHOUT
LOANS
MADE EASY
  •  The Leading Houston Refi/Cashout Lender since 2001
  • Lending from $50,000 - $35 Million+
  •  FAST CLOSINGS 
Hi I'm         
Jeremy Jackson
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 Consectetur id vel elit. Etiam eleifend urna ac mauris sollicitudin, eget porta enim fringilla. Morbi ultricies orci a bibendum varius. Nulla facilisi. Aenean sagittis pharetra augue, quis viverra leo fermentum consectetur. Pellentesque viverra dui vitae nisl blandit eleifend. Nam laoreet semper felis at luctus. Quisque eget commodo magna.

 Maecenas consequat quis magna pellentesque tincidunt. Suspendisse potenti. Quisque lacus sapien, suscipit a malesuada et, laoreet et eros. Mauris malesuada aliquet odio, in vulputate magna commodo sed. Phasellus non pretium elit. 
Confidently and quickly secure
Refi/Cashout loans
Get the intelligent, responsible and reliable financing you need through
Gold Quest Group, LLC. Our Refi/Cashout Loan experts use a simple, common sense approach to close your deal as efficiently and effectively as possible. Let us add value to your investment decision-making process.

Fixed Rate Refinance

A fixed-rate mortgage loan sets a monthly payment during the time of the loan. The monthly principal and interest payment are typically higher than a long-term loan. It also protects from increasing interest rates.  

 Adjustable-Rate Refinance

An adjustable-rate refinance mortgage loan has a fixed interest rate for about 5-7 years. After that period, its rate adjusts based on the conditions of the market. This loan often includes an interest rate cap, limiting how high your interest rate can increase. It gives you some flexibility, especially if you are planning to refinance again in a few years.  

Cash-Out Refinance

A cash-out refinance loan works best if you’re in need for some extra cash. It is only used when homes are worth more than what is owed on the existing mortgage. This type of loan replaces your mortgage by paying it off. It then refinances the current mortgage and allows you to keep the difference of the two mortgages in cash.  
Process to Obtain Loan
  • Step 1: Submit the application 
  • Step 2: Find the best program for you
  • Step 3: Get pre-qualified for your loan
  • Step 4: Lock in the interest rate
  • Step 5: Close the loan
REFI/CASHOUT LOANS
MADE EASY
  •  The Leading Houston Refi/Cashout Lender since 2001
  • Lending from $50,000 - $35 Million+
  •  Fast Closings
Hi I'm         
Jeremy Jackson
 Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas porta orci ut nisi laoreet, eget hendrerit nisi sagittis. Nam rutrum, arcu vel pellentesque interdum, risus est sodales purus, sit amet congue felis felis non metus. Aliquam nunc ante, venenatis facilisis scelerisque in, vehicula sit amet mauris. Curabitur tempor ullamcorper porta. Quisque et massa in massa ullamcorpe .

 Consectetur id vel elit. Etiam eleifend urna ac mauris sollicitudin, eget porta enim fringilla. Morbi ultricies orci a bibendum varius. Nulla facilisi. Aenean sagittis pharetra augue, quis viverra leo fermentum consectetur. Pellentesque viverra dui vitae nisl blandit eleifend. Nam laoreet semper felis at luctus. Quisque eget commodo magna.

 Maecenas consequat quis magna pellentesque tincidunt. Suspendisse potenti. Quisque lacus sapien, suscipit a malesuada et, laoreet et eros. Mauris malesuada aliquet odio, in vulputate magna commodo sed. Phasellus non pretium elit. 
Confidently and quickly secure
Refi/Cashout loans
Get the intelligent, responsible and reliable financing you need through
Gold Quest Group, LLC. Our Refi/Cashout experts use a simple, common sense approach to close your deal as efficiently and effectively as possible. Let us add value to your investment decision-making process.

Fixed Rate Refinance

A fixed-rate mortgage loan sets a monthly payment during the time of the loan. The monthly principal and interest payment are typically higher than a long-term loan. It also protects from increasing interest rates.  

Adjustable-Rate Refinance

An adjustable-rate refinance mortgage loan has a fixed interest rate for about 5-7 years. After that period, its rate adjusts based on the conditions of the market. This loan often includes an interest rate cap, limiting how high your interest rate can increase. It gives you some flexibility, especially if you are planning to refinance again in a few years.  

Cash-Out Refinance

A cash-out refinance loan works best if you’re in need for some extra cash. It is only used when homes are worth more than what is owed on the existing mortgage. This type of loan replaces your mortgage by paying it off. It then refinances the current mortgage and allows you to keep the difference of the two mortgages in cash.

Hard Money
Rehab

Process To Obtain Loan
  • Step 1: Submit the application 
  • Step 2: Find the best program for you
  • Step 3: Get pre-qualified for your loan
  • Step 4: Lock in the interest rate
  • Step 5: Close the loan
Required Documents
  • Tax Returns: Last 2 years  (with W-2 or 1099)
  • Bank Statements: Last 2 months
  • Pay Stubs: Last 4 
  • W-2's: Last 2 year (W-2 Employees only)
  • Government ID: Copy of Drivers license
  •  Credit Report: Must be pulled by Gold Quest
125+
Successfully
Completed Loans
250 
Million
Funded in Houston
18
Years
Of Experience
125+
Successfully
Completed Loans
250
Million
Funded in Houston
18
Years
Of Experience
What is a REFI/CASHOUT Loan?
A mortgage is a loan for a home. There are many types of loans which enable lenders to fit the individual needs of a purchaser based on their preferences. Generally loans are either “fixed” meaning the interest rate does not change or are “floating” meaning the interest rate can change during some portion of the duration of the loan based upon market conditions.
What can you expect
- No upfront fees
- 15 to 30 year low fixed rate terms or ARMs available
- Dedicated team of mortgage specialist
- Minimum of 3.5% down (case by case)
- Primary residence or investment properties
- Flexible financing solutions for complex situations
What is a
REFI/CASHOUT Loan?
Mortgage Refinancing is a process in which you replace one or more existing loans or debts with a new loan, usually secured by the same assets. The most common type of refinancing is for home mortgages. "Before you decide to refinance, there are a number of factors you need to consider. 
What can you expect
- No upfront fees
- Free Application Process
- 10,20,25 and 30 year low fixed rate terms available
- Dedicated team of mortgage specialist
- Up to 124% Loan To Value (LTV) 
- Primary Residence or investment properties
- Flexible Financing solutions for complex situations
CLIENT TESTIMONIALS
What people are saying about us
"Gold Quest Group is very professional and attentive to their clients. They made sure my experience with the loan process was as smooth as can be with no surprises, and that relieved so much stress compared to my previous experience using other companies I've used. They are truly passionate about serving their clients and I recommend choosing them if you are in the market for a loan. They are the best!"
- Melissa Rascon
Simply put, Miguel is one of the most ambitious and determined professionals I know. I have known Miguel for a decade, and he continues to impress with his business acumen and his drive to run an efficient and compliant operation. I look forward to the milestones on the horizon for Miguel and his team at Gold Quest Group."

- Mark L. Madrid
FAQs
Why should I Refinance? 
Save money. A common reason for refinancing is to save money on interest costs. To do so, you typically need to refinance into a loan with an interest rate that is lower than your existing rate. Especially with long-term loans and large dollar amounts, lowering the interest rate can result in significant savings.
Will this lower my monthly payment? 
Yes. Refinancing can lead to lower required monthly payments. The result is easier cash flow management and more money available in the budget for other monthly expenses. When you refinance, you often restart the clock and extend the amount of time you’ll take to repay a loan. Since your balance is most likely smaller than your original loan balance and you have more time to repay, the new monthly payment should decrease.
What if I have multiple debts? 
If you have multiple loans, it might make sense to consolidate them into one single loan, especially if you can get a lower interest rate. It’ll be easier to keep track of payments and loans.
Have questions, lets chat
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Contact Info
Address:   1001 West Loop South, Ste 803 Houston, TX 77027
  For Loan: (713) 487-8801
  For Support: (713) 621-6466
  Email: info@goldquestgroup.com
“Funding America’s Tomorrow”
“Funding America’s Tomorrow”
Gold Quest Group, LLC., is regulated and licensed by Texas Department of Savings and Mortgage Lending located at 2601 N. Lamar, Suite 201 Austin, TX 78705. © 2008 - Gold Quest Group, LLC., Nationwide Mortgage Licensing System (NMLS) ID # 212990. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.